Oct 27

Socialist Obama’s New Student Loan Stimulus

Really? There he goes again trying to buy the votes of the younger crowd with money we don’t have and spending he’s not authorized to spend.

Let me ask some of you useful idiot partisan drones a question. You do understand the country is broke right? And the only way you can go broke is by spending money, right? Here’s the big question. How can you support a guy that keeps spending like there’s an endless supply of money? He creates another 447 billion dollar spending bill, calls it a jobs bill, then critisizes the other side for not approving the additional 447 billion in spending by outright lying to you and using scare tactics like crime will go up, 200 some odd thousand teachers will lose their jobs, cops, firefighters, EMT’s, etc… will all lose their jobs. How do you actually believe that crap? Is there something in the water that you people drink?

In his continuing effort to bankrupt America, Obama has done it again! Oh, this one’s a real gem.

In keeping with his new campaign theme of “we can’t wait,” President Obama today will roll out a plan to put more money in the pockets of some of the nation’s 36 million student loan recipients.

Obama has broad latitude in this area – certainly broader than the first two parts of his western campaign trip, underwater mortgages and subsidies for hiring veterans – because one of his early legislative initiatives was to have the federal government take over the student lending business in America.

Obama argued for the measure in 2009 as a cost-savings initiative, saying that the old system of privately issued, government secured loans reduced the amount of available money for needy students and also prevented the feds from making the system more efficient.

But Obama is now seeking to use that new power to obtain a taxpayer-financed stimulus that Congress won’t approve. The idea is to cap student loan repayment rates at 10 percent of a debtor’s income that goes above the poverty line, and then limiting the life of a loan to 20 years.

Take this example: If Suzy Creamcheese gets into George Washington University and borrows from the government the requisite $212,000 to obtain an undergraduate degree, her repayment schedule will be based on what she earns. If Suzy opts to heed the president’s call for public service, and takes a job as a city social worker earning $25,000, her payments would be limited to $1,411 a year after the $10,890 of poverty-level income is subtracted from her total exposure.

Twenty years at that rate would have taxpayers recoup only $28,220 of their $212,000 loan to Suzy.

The president will also allow student debtors to refinance and consolidate loans on more favorable terms, further decreasing the payoff for taxpayers. Read the rest

Worse than Jimmy Carter, Barack Obama needs to leave.

Oct 24

Obama does the end-around

No regard for the constitution or the rule of law if it gets in the way of advancing his socialist agenda. Next up for Comrade O., bailing out irresponsible homeowners, thus, buying their vote.

President Barack Obama this week will announce a series of actions to help the economy that will not require congressional approval, including an initiative to make it easier for homeowners to refinance their mortgages, according to a White House official….

The Obama administration has been working with the Federal Housing Finance Agency, the regulator for Fannie Mae and Freddie Mac, to find ways to make it easier for borrowers to switch to cheaper loans even if they have little to no equity in their homes.

So let me get this straight. If you earn 25k a year and purchase a million dollar home that you can’t pay for, and that loan was made possible by a federal government program put in place during the Carter administration, modified during the Clinton administration, and modified again (drastically) under the Obama regime, you get a break!

And some people wonder why the banks are going broke and looking for ways to implement fee’s to charge their customers. This is a never-ending cycle of insanity with this president. 2012 can’t come soon enough.